The 3 different ways

1st.  We work with credit unions and local banks to obtain your new loan. With this option you will need to provide a complete credit history and your approval will be based on your credit score.

2nd.   AutoWorks will use a secondary lender to obtain a loan for you. This will be based on your credit and your down payment. With this option the amount down and interest rate is up to the lender.

3rd.   This is what we call " The Cash And A Heart Beat Plan". For this loan you need a heart beat, a valid Iowa drivers license. and cash for the down payment plus Tax, Title and License. With this finance option open bankruptcy, collections, judgments and repressions don't matter you will be approved and the interest rate is 0%. 

        For example:  Bill Anyone wakes up in the morning and finds his car gone. After calling the local police to report his car stolen he finds out that it was reposesed not stolen. Like we said earlier thats ok your still approved. Bill currently has a heart beat and a valid Iowa drivers license. hes over half way to getting a loan. Now all he needs to do is scrape up some cash and bring himself on down to Auto Works on the corner of 10th st and 3rd Ave SE in Cedar Rapids, Ia and have the friendly sales staff pick out his new ride. At Auto Works we new bad things happen to good people and we're here to help.